Bank Financing for Small and Medium-sized Enterprises in CEMAC zone

Abstract

This paper develops and analyzes bank financing system for Small and Medium-sized Enterprises (SMEs) in CEMAC zone. The dynamic conditions of making decisions for assets to loans were presented. The model was implemented in python which show that many banks in CEMAC zone has low risk on financing SMEs apart from Guinea. It is possible therefore for Bank structure to adjust bank liabilities to give assets as much as possible to some SMEs, particularly the case of small enterprises.